Last post to end 2023

Stoks

• Another year has passed, what a turn of events after the bear market of 2022.
• Many predicted markets to do badly but things usually don't come in a way that we expect it to.
• Given rates cut to happen next year and many saying markets will go higher in 2024 so most likely to see it underperform.
• SPY and QQQ up almost 25% and 50% due to the big 7 esp NVDA TSLA META
• Mistake to not bought earlier like hindsight game is strong here but as long profits are made, better than losing.
• Ofc would have definitely done better than just going in and out but oh well.
• Will likely stick to DCA SPY from now, fuss free with dividends every Q and no single company impact.
• Got around 12k in SGX but will be lesser due to current holdings so plan to buy back in after ex-div or when big dip comes.
• As mentioned in previous posts, continue to sell puts on TSLA if opportunity presents itself or else will still benefit from the index allocation.
• Truth is I failed to beat the market even after touching PF so many times so hopefully this lesson can be learnt for future case.
• Wondering when I ever hit back PF ath given what has happened in these years of investing.
• Tbh, a drawdown of 50% and then going back up 100% just brings value back up to normal.
• Managed to gain back a little crypto from the pump 1 mth ago but still big losses overall.
• Looking at 2022 posts made me felt like I still didn't learn much but one thing for sure is a bird in one hand is better than 2 birds in the air.
• Hoping to get a flattish 2024 for more $ making chances.
• Final payment for Mylifeincome for 2024 and it will be a perpetual payment till surrender/death.
• Remaining Luna will be unlocked by Nov and that will end the chapter for crypto. 

Life

• 2023 has been a year of styes which I don't know how and why.
• A total of 7, bobi lesser for next year.
• Jan x1 Aug x2 Oct x1 Nov x1 Dec x2
• Went into watch due to fren's intro to replicas and then diy into chinese watches.
• Spent 2318.45 in cash and 3044 in crypto rebates, still cheaper than getting a gen and then having buyer impulse.
• Changed Fit into Elantra for Burden Wang, will last for 2.5yrs then probably getting jazz instead.
• Still stand by no luxury goods motto, its either perpetual equities or things that can bring benefits to 2 or more.
• Last day of 8% and welcome to further price increases either before/after CNY.
• Wishing health and peace to all, live within their means and better financial choices.