Last post to end 2023

Stoks

• Another year has passed, what a turn of events after the bear market of 2022.
• Many predicted markets to do badly but things usually don't come in a way that we expect it to.
• Given rates cut to happen next year and many saying markets will go higher in 2024 so most likely to see it underperform.
• SPY and QQQ up almost 25% and 50% due to the big 7 esp NVDA TSLA META
• Mistake to not bought earlier like hindsight game is strong here but as long profits are made, better than losing.
• Ofc would have definitely done better than just going in and out but oh well.
• Will likely stick to DCA SPY from now, fuss free with dividends every Q and no single company impact.
• Got around 12k in SGX but will be lesser due to current holdings so plan to buy back in after ex-div or when big dip comes.
• As mentioned in previous posts, continue to sell puts on TSLA if opportunity presents itself or else will still benefit from the index allocation.
• Truth is I failed to beat the market even after touching PF so many times so hopefully this lesson can be learnt for future case.
• Wondering when I ever hit back PF ath given what has happened in these years of investing.
• Tbh, a drawdown of 50% and then going back up 100% just brings value back up to normal.
• Managed to gain back a little crypto from the pump 1 mth ago but still big losses overall.
• Looking at 2022 posts made me felt like I still didn't learn much but one thing for sure is a bird in one hand is better than 2 birds in the air.
• Hoping to get a flattish 2024 for more $ making chances.
• Final payment for Mylifeincome for 2024 and it will be a perpetual payment till surrender/death.
• Remaining Luna will be unlocked by Nov and that will end the chapter for crypto. 

Life

• 2023 has been a year of styes which I don't know how and why.
• A total of 7, bobi lesser for next year.
• Jan x1 Aug x2 Oct x1 Nov x1 Dec x2
• Went into watch due to fren's intro to replicas and then diy into chinese watches.
• Spent 2318.45 in cash and 3044 in crypto rebates, still cheaper than getting a gen and then having buyer impulse.
• Changed Fit into Elantra for Burden Wang, will last for 2.5yrs then probably getting jazz instead.
• Still stand by no luxury goods motto, its either perpetual equities or things that can bring benefits to 2 or more.
• Last day of 8% and welcome to further price increases either before/after CNY.
• Wishing health and peace to all, live within their means and better financial choices.

Last week of market and 2nd last post for 2023

 Stoks

• Closed at 248.48 after hours from last week of 252.57.
• As usual nothing much happening except USD falling again and BTC miners and proxy going up.
• Fortunately balanced out by stocks going up thus pf value still grows slightly.
• Looks like as long crypto keeps going up, they will benefit the most.
• DCA more into holdings except SGX as you would rather wait for a better entry for a slow moving market.
• Sold PLTR and took profit for TSLA at 259.
• Deliveries number next week, to hit 1.8m the numbers will have to be at least 476k and above but not having too much faith in them.
• Even if they beat and stock goes up, SPY will still benefit so no issues for me.
• Closed options for them as well, will do so for future plays.
• SG banks have recovered slightly from the lows, seems like the rate cuts are priced in.
• Still heavyweight on cash at 70% as of now, hopefully opportunities will come soon if not weekly DCA i guess?
• Fingers crossed opportunities will come before MMF starts to lower their rates.
• Will continue to sell options once TSLA numbers are out.

1/1/23 - 31/12/23 but doesn't account for withdrawals i think.

Dividends 2023 reference

2023 Closing

2022 Closing

261950.21 SGD Deposit

Withdrew 115,995 in total

Put 200K more in TV, approx 70 USD per day for now

1.3165 476084.74 USD

Life

• After 2 weeks of ulcers, mouth is finally better to eat but somehow left upper eyelid is showing symptoms again like wtf.
• It's a never ending 2 weeks of shit, seems like year end festive periods are bad periods for me.
• Bobi eye calms down for tmr, at least give me a day to enjoy and recover before Jap trip.
• Trader fren has returned first 10K of 70K, will return over next week, whew...
• I feel like I have to keep relived/happy emotions to myself, got bitten by a stupid tortoise after trying to rescue it.
• Painful bite for such a small creature, bloody hell will live it alone next time to die for whatever it costs.
• Received Exp 1 from Chazing, tbh not as bad as expected and movement according to others is a solid so hoping it will last some time...pkl
• Will do a closing tmr on purely life.

                                                                                                                                                            

Christmas week, nothing much

 Stoks

• Closed at 252.57 after hours from last week of 253.32.
• Not much happening except for crypto and BTC mining stocks which somehow keep going up.
• Didn't buy much except for some DCA SPY and MSFT.
• Local 2 managed to rise from previous week of lows, see how the next few weeks will go unless rate cuts are already priced in.
• TSLA still can't break 255 for the week and we still have the 225 gap to fill.
• Rolled my 2x200 CSP to 2x225, if shit happens roll it down again.
• Bought 200 PLTR as well and rolled CSP down to strike16 for following month. 
• Short trading week due to Christmas on Mon so 4 days of markets.

US P/L 246,884.44

SG P/L 17200.50

1.3204 275739.93 TV

Removed Market Value

New % allocation

Life

• Got 'pink eye' according to symptoms on Wed, started feeling it on Mon.
• Rather now then getting it the next month, will have to take V.C every 3 days from now.
• Decided to skip Christmas Party for eve of New Year, too bad...
• Mouth is full of ulcers due to lack of sleep and as usual, didn't take melatonin so sleep cycle is fked.
• So far feeling better after past 2 days of deep sleep, should be ok in the following week.
• Will be receiving funds next week or first week of 2024, have to cfm with fren on mid week...pkl

Rate cuts to happen in 24

 Stoks

• Closed at 253.32 after hours from last week of 243.23
• Can finally see some uptrend for TSLA, went to lows of 228 during the week so rolled CSPs down to lower strikes.
• Fed meeting was on Tues, JP said there were intentions to cut rates for a total of 3 times over the next year.
• With that news, markets rallied hard but not so good for D05 / O39 and people started taking profits on them.
• Weird to see US banks not being affected and still going up despite potentially lesser profits from loans.
• Bought 30 more TSLA around 230s bringing average to 232.65, doubt it will go back under 200s.
• Looks like I gotta slow down on SG banks purchase, might be a downtrend for them and I dw to make the mistake of buying too much too early.
• Next buy at be at 30.25 and 12 for both banks.
• 10Y has dropped to 3.91% and FX followed as well, hope it will bounce off 1.32 if rabz to PF.
• US markets really on a bull ride, won't be buying anything for now except SPY.

US P/L 245,123.48

SG P/L 13668.50

1.3296 275439.86 TV

Seems like D05 has overtook SPY, 72% COH to go.

But PF has been flattish due to SGX and FX.

Life

• Received online loots but guessed what, first time ever to lose part of product within a few hours.
• Managed to save on MSD card but still had to buy sticker, at least its still cheaper.
• Pretty sure it will appear once I receive the stuff in 10 days time.
• QC for Exp1 came but prints were wrong af, had to RL for the first time, fingers crossed to get a better one in the following week.
• Finally, NTTD has arrived in SG after 35days, tf did it take so long?
• 1 more week to Christmas gathering and 2 more to receive the funds...pkl

Flat week for TSLA, jobs report was 'better'

 Stoks

• Closed at 243.23 after hours from last week of 239.31
• Looks like the stock is really stabilizing within the range of 230 to 250s.
• Didn't sell any options due to flattish movement but bought back SG banks and US stocks.
• FX rate has sort of stabilized but hoping that it will go back up.
• Total invested around 22% of PF which still loses to FX, will wait to buy more.
• Crypto nohorserun, BTC at 44K while altcoins start to climb. Guess its bull market for the asset.
• CPI in the following Tuesday, forecast @ 3% hoping it will be more than that for buying opps.
• Feels like Santa rally will happen given markets behaviour.

US P/L 239,509.32

SG P/L 15847.86 

1.3367 275150.13 TV

*Values in respective currency

Life

• Received Sanda and 5513, quite satisfied with both but still missing 2 SMP and Exp 1.
• 3 more weeks to funds to be returned, fingers crossed no sudden patterns like previous debtor.
• Looking forward to a peaceful end to the year...pkl

CT launch

 Stoks

• Closed at 239.31 after hours from last week of 235.70
• Seems like stock is inching upwards back to pre Q3 earnings but definitely had a BTRSTN kind of week.
• Highs of 252.75 and lows of 231.90 for the week.
• Closed some of my monthly options at 246 and opened new ones at 234s.
• Fx went to lows of 1.32s but recovered, crypto pumping together with LJ meme stocks.
• Bought alittle more indexes and back to SGX with the top 2 banks.
• Once IR starts to fall, banks will get hit so more buying opportunities.
• Delta 0.3 6 to 7 weeks for TSLA, see where it goes.
• CT was launched on Thur, came out with 3 variants and another range extender add-ons.
• Didn't went into depth cause mehhh tired.
• Managed to allocate 20K for SSBs, next month stands at 3.07% for 10yrs, still better than OA.

Up-ed approx 5.2k

1.3293 274865.58 TV

113.51556 @ 455.00 SPY

135.00175 @ 389.35 QQQ

1200 @ 31.76 DBS

2500 @ 12.67 OCBC

Life

• After last week quote, DIY and managed to changed wo spending anything.
• Last month of the year, received AP of $500, 4 more weeks to the 70K and waiting for the SMP, explorer 1 and the 5513 mod.
• Bought SD card reader and one $14 Chartier Tank from Shopee.
• Applied for PP on Mon, processed in 5 days even with rejection, will collect next week...pkl