Finally some pullbacks

Stoks

STI 4995.07

• Other banks did not perform well as expected with both dropping in net income YoY.
• OCBC decided to follow DBS with capital returns via special div and increase of 41c to 42c for next payment.
• UOB had weak results due to Q3 provisions and ended up selling off again but still up >STI for the year.
• DBS has been a sad performer after Q4 results, waiting for their AGM next month end.
• Non-banks have been performing well this year as money continues to flow there.
• Started new position into Propnex after they got sold down yesterday.
• CDG and SS posted good results yesterday and should see some pump next week.
• Traded LINK and it did taunt me by going up and over my cost basis, I deserve to sell low big high.
• Sold other reits and went back into US market via GOOG and NVDA.
• Started back selling back puts with remaining capital of 190K.
• Trying to build some cashflow from CSPs now.
• Just saw some updates that Israel together with US attacked Iran so should see some reds next week.
• BTC has started the ball rolling by falling under 63k for now.
• Sold 1 NVDA put at 160, still a decent entry if things turn sour.
• DBS to fall most likely as well but not in a rush to buy, main thing is for cashflow.

US P/L 277424.83

SG P/L 665902.56

HK P/L 76978.65

Down-ed approx 22K as DBS LH again, should see more sai next week

1.2606 USD FX

Life

• Had some interaction at 416, ended up with some info that wasn't too nice to know.
• MW won't be going there anytime soon since Sista has sent the official notice.
• So it will be 123 for here and then 4567 at olive.
• Went for sec school meetup at East coast, was surprised at there but all turned out fine.
• Decided to go to Northshore and donated $61 to them.
• Broke my no gambling rule but nah not gonna pour cold water.
• Last day of the month, really fast game and 2 months have past.
• Haven't booked my solo JP trip, jin sian no feels for now...pkl

ATH close for STI

Stoks

STI 5017.60

• First time closing above 5000 for STI thanks to non-bank blue chips esp KEPPEL.
• SBB every now and then, not going to do anything and just let him continue running w my 100 shares.
• FCT and AIMS just chacha-ing around the same price, leaving it until a better price comes.
• DBS got some recovery after CNY, bought back 200/500 shares on Mon when price when to lows of 56.8.
• Earnings for UOB and OCBC next week, shall see if they managed to do something about possibly even lower NIM than DBS.
• Latest news was US court decided to rule Trump's tariffs threat as illegal after 1year lol.
• Markets over there have been just going up and down every day this past week.
• But both JP and KR markets have been roaring up, EWY is up almost 40% thanks to Samsung and SK Hyix.
• Ex-US markets are doing so much better even after last year's performance.
• Meanwhile LINK is taunting me by slowly recovering upwards.
• Cash still at around 9%, leaving it for emergency buys if necessary.

SG P/L 688537.34

Up-ed approx 24K, slight recovery for now

1.262 USD FX

Life

• CNY visiting came and left so quickly.
• Ate steamboat on Mon, Ah ma came back for 2 day trips.
• Went to Bedok and Woodlands for visiting and ate porridge at Grantral Mall.
• Will be going to KKW's side for visiting and then to Sa-gu's house for lion dance in the evening.
• Strange that timing pushed back to afternoon instead of usual noon.
• At least it will be the last day of major activity before the next year.
• Have been feeling wrong this period, dk what's the issue with me...pkl

Sadded to miss earnings, expectations were low but results came in lower

Stoks

STI 4937.38

• Gupta power as Keppel continues to hit aths this year, making the index flat despite largest component dropping 4% this week.
• Considering to include STI now into PF if garment continue to pump although getting expensive for some of the blue chips.
• Biggest highlight for the week was DBS earnings and had troubles sleeping on Sun.
• Results came in early morning and all I saw was earnings didn't hit expectations despite record revenue.
• Reason was higher 15% global minimum tax and also lower NIM which was expected.
• Loan interest was still a higher percentage of income vs non-interest income.
• Due to Q4, some of the fees were lower but overall numbers were lousier and even the mighty DBS can't outperform the lower rate environment.
• TSS also mentioned than 2026 income will be even lower than 2025 income which was around 11B.
• Expect a lot of volatility so best to keep DCA at a controlled pace.
• If recession happens, wealth mgmt will take a hit from lesser investment.
• Sold some DBS in anticipation of lower share price in this coming period.
• Did some stupid pf moves and increased basis by almost $1.
• Got new positions into AIMS, FCT and tiny fomo into 9CI and BN4.
• Kena pumped and dumped by BBs for OCBC, cleared all and won't be touching them for now.
• Earnings for other 2 banks on 24th and 25th in 10 days time, looking at DBS result, doubt to see much upside.
• If DBS rebounds on mon so be it, else may just consider 100shares every dollar down.
• Feels like this 2yrs of upside may be over for now, 1x in share price not including divs since Jan24.
• Share price going back to 50 is very possible but I don't want to sell in hopes price will go there.
• Timing the market hasn't been very successful for me, best not to touch it wo any reason.

SG P/L 664236.63

Down-ed approx 60K rabzz

1.2596 USD FX

+ AIMS/9CI/BN4

Life

• Budget 26 will be giving me 1.5K cash this year, best update was 20% in tobacco tax. Take that cb smokers.
• CNY is in 2 days, got to see all the usual stuff again.
• Just going to cruise and take whatever comes.
• Eve on Mon, Day 1 on Tues and lion dance on Sat.
• 1 year anniversary for my 16200, time flies but looking at economy this year, don't think will have any 'upgrades'.
• Have been feeling unmotivated this past week, wondering if the 'money' I have is causing the downfall in myself.
  
• Yes, it's a fortunate thing to not worry about finances but the lack of drive is slowing affecting me...pkl

Countdown to make or break

Stoks

STI 4934.41

• 7 weeks of uptrend for STI, that is bloddy amazing.
• This week was the turn for Singtel and STE where they got pumped by BBs.
• DBS tried to push back to 60 on Thurs but failed and got pushed back down.
• US markets also got wrecked but managed to have some rebound yesterday after the random sell off from the start of the week.
• Crypto was worst but also got saved by the massive pump.
• All eyes on DBS results that will be released pre market on Mon.
• If shit hits the fan, est to see a UOB move downwards.
• Started Sista DCA journey into VT using Tiger, will just slowly do the boring stuff.
• Bought back O39 and J69U for KYS and TBL account after selling 3416.
• Cash position still very healthy and ready to capitalize if buying opps come.

SG P/L 724734.93

Down-ed approx 0.6K

1.2688 USD FX

+FCT and OCBC

Life

• No much happenings, CNY in 10 days.
• Waiting to cut hair from the 3rd day onwards...pkl